Financial Planning
Certified Investment Management provides financial planning to its clients in the areas of insurance, investments, taxes, retirement and estate planning. When the services of another licensed professional such as an attorney or CPA is required we will, at our client's discretion, accompany you to the meeting.
Portfolio Management
We will design, implement and monitor an investment portfolio for you based on your goals, time horizon, and risk tolerance utilizing an asset allocation approach and no-load (no commission) mutual funds.
Retirement Planning
We will construct and help you implement a retirement plan for each or any phase of the cycle you may be in: the accumulation phase or the withdrawal phase.
Second Opinions
Many clients have investments in other places--a company 401(k), a trust, an IRA, etc. We are happy to offer second opinions on how these assets are invested and whether or not any adjustments should be made to meet your goals.
IRAs & 401(k)s
We offer traditional, Roth and rollover IRAs. We also design, implement and monitor the investment portfolios associated with each kind of retirement vehicle.
Small Business Retirement Plans
We'll help you design, implement and manage your small business retirement plan. We offer plans such as SEP-IRAs, Simple IRAs and 401(k) plans to help small business owners and employees reach their retirement goals.